7 Direct Lenders Who Offer Payday Loans with Guaranteed Approval
We cannot be 100% sure about everything in the life. No matter how well we manage our expenses and plan the financial structure, still we can encounter with such emergency situations for which we may lack in funds. What is troublesome here is that 99% consumers fail to arrange cash from their relatives and dues to bad or zero credit history get couldn’t qualify for bank loans. Also these loans are based on long processing time so the instant cats requirements could not wait such long. That’s why most of the consumers rely on online payday loans to arrange immediate funds.
Short term loans are operated by store front as well as online lenders by abiding to States regulations and terms set by Consumer Financial Protection Bureau(CFPB). The lenders who operate physically from their stores are direct lenders but online lending system comprises of both affiliate as well direct lenders. The scope of reaching more lenders is enhanced if applied through affiliate website as they act as an intermediate platform to connect the borrowers with the vast network of over 300 direct lenders. However, the benefit of applying on the website of direct lenders is that the authority and reputation of the lender can be evaluated then and there because CFPB has strictly asked them to display their License on the websites.
Following is the list of 7 Direct Lenders Which have so far maintained high lending standards in USA:
CashAdvance.com:
This direct lending agency offer online payday loans Denver up to $2000 and installment loans in all other states except Connecticut, Arkansas, Georgia, Maryland, Massachusetts, New York, New Jersey, Pennsylvania, and West Virginia. Once the loan is approved the cash is received at the applicant’s end within 24 business hours.
MyPaydayLoan:
MyPaydayLoans never performs credit check and is renowned as one of the largest lending agency in the country. They claim to give approval to the applicant with 4 minutes and they offer instant cash up to $1000 in all other US states except Arizona, Colorado, Florida, Georgia, Maryland, Massachusetts, Missouri, New York, New Jersey, North Carolina, Oregon, Ohio, Pennsylvania, Utah, Virginia, Washington and West Virginia.
OppLoans:
Apply for personal loans up to $4000 with OppLoans, despite the credit score. They denote hurts the credit history and the approval process only takes 5 minutes. Th loan amount is repaid with a payoff term that lasts from 1-2 years. They serve in these states: Alabama, Arizona, California, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Missouri, Michigan, Minnesota, New Mexico, Nevada, Ohio, Oregon, South Carolina, Texas, Tennessee, Virginia, Utah, Wisconsin and Washington.
MoneyKey:
With over 100,000 customers served so far, Money key is a trustworthy online direct lender. Using their secure application form, the user can borrow cash up to $2600 within one business day after receiving an approval. It offers online payday loans, credit line and installment loans depending on the borrower’s residential state.
Blue Trust Loans:
It is one of the latest direct lending agency and they fund online payday loans of $100 to $2,500 in many states. They incur no repayment penalty and loan terms vary depending on the state laws. Except Connecticut, Georgia, Hawaii, Massachusetts, Minnesota, New York, Pennsylvania, Washington, West Virginia, Wisconsin and Virginia, they provide instant cash up to $2500 to the borrowers in all other US states.
Cash Central:
If you are looking for instant cash up to $2500, the Cash Central is the best place to reach. They have also started offering direct installment loans. They recently rolled out a 24/7 online lending process that lets you know about loan approval immediately. It operates in the states in Alabama, California, Florida, Louisiana, Kansas, Minnesota, Tennessee and Utah
Ace Cash Express:
Ace Cash Express is an old direct online lender that”s has been in business since 1968. They have 1600 location across USA and offer same day cash loans. This direct lending platform promises low interest rate and cash transfer with 48 business hours. At present, it offers payday loans in Alabama, California, Delaware, Idaho, Kansas, Louisiana, Minnesota, Missouri, New Mexico, Ohio, and Texas up to $2000.
Keep an eye check on the new payday companies who has recently started direct lending process as with increased state and federal financial regulations, the sites get updated and lost from Google’s database on regular basis.
