Online Loan Application
We offer a free online application form that is easy to fill out
Fast Approval Process
Lenders from our wide network approve you in a matter of minutes
The loan is deposited into your bank account on the next business day
In case you have any questions about the clauses mentioned in this document, you can contact us through the details provided in the ‘Contact Us’ section
We own the website reached through the domain FurnishLoans.com in its entirety. In this document, FurnishLoans.com may be referred to as ‘site’, ‘website’, ‘our’, ‘we’ or ‘us’. We maintain a record of all customers providing us their details. This record is only shared with businesses in case the customer providing the information has displayed any interest in availing any product or service offered by the business. Through this service provided by us, we serve as a link between our wide network of lenders and our customers who are interested in availing a short term loan.
When you provide us with any information through the forms available on the website or through other means, you are giving us your consent to share this information with our network of lenders or distribute the information in order to provide our customers with the services or products that they have shown interest in. We may work with various third party vendors in order to promote this website through legal marketing methods including internet marketing methodologies.
FurnishLoans.com reserves the right to purchase user information about customers who have shown interest in similar products and services offered by us.
FurnishLoans.com reserves the right to reach out to our customers through postal mail, telephone, e-mail or text message in case a customer has consented to be contacted by one of the above mentioned communication methods. The consent for this communication is provided while providing customer information to us or to our affiliate or vendor websites. Only those customers are sent these promotional communications who have consented to receive such promotions. The customer has the right to opt out of all communication from us at any time. On receiving an opt-out request, we remove the user information from our records and request our affiliates to do the same. FurnishLoans.com would only ensure the removal of such information from its records and from the records of the affiliates who were provided this information by us and not from the records of an affiliate who provided us with this information.
FurnishLoans.com exists with the purpose of connecting our customers with our wide network of lenders. We do not own any product or service being provided through our website. All short term loans and related services are provided by our network of lenders and the services are governed by the terms and conditions laid out by the lender proving the service in addition to the terms and conditions laid out by us. The terms and conditions specified by the lender would be communicated to the customer at the time of making the final offer. FurnishLoans.com or its associated affiliates or lenders would not be held responsible for any inconvenience or loss caused as a result of misreading the terms and conditions laid out by us or the lender giving the final offer.
Costs Associated with Short Term Loans
It is the responsibility of the customer to stay informed about the costs associated with a short term loan. Short term loans have greater interest rates associated as compared to traditional loans because of prompt disbursement and absence of credit check. In case you user wishes to obtain detailed information about the interest rates governing short term loans, he or she can directly contact the Consumer Federation of America, the group responsible for performing calculation comparing short term loans.
FurnishLoans.com, its associated affiliate, vendors and lenders never knowingly collect information from visitors less than 18 years of age. We do not hold any liability of loss or inconvenience being caused due to an underage submitting his or her information or impersonating someone while providing information on this website. We would not be held responsible for any legalities arising due to the same.
FurnishLoans.com understands that all information provided by you through our website is of great sensitivity. All information collected by us through this website or any other method would only be used for providing you the services or products that you showed interest in. All such information would only be shared with our network of lenders or our affiliate. This information is never sold to any third party for facilitating any other business. This holds true for both our present and our former customers.
Collection of User Information and Intended Use
FurnishLoans.com collects information from present and prospective customers in order to provide them with services or products that they have previously shown interest in or may be of interest to them. We also store in information of former customers and visitors in order to provide them with promotional communication in case they have requested for such a communication. All information asked by us is not compulsory and the user has the right to not provide such information. However, in order to provide you with suitable products and services information like your name, contact details, residential address, credit scores, amount of loan requested to be loaned, employer details and a suitable time to contact you.
In order to facilitate analysis of our website traffic, FurnishLoans.com may also collect additional information including the user IP address, browser being used to access the website, the method through which you visited the website, the time when you visited the website and the duration for which you stayed on the website. This information is in no way treated as your permission for sending news letters or promotions. All this data is collected with the sole purpose of improving the way our website is structured and to offer our users with a better experience of working with us. Such information may be shared with our Third Party vendors in order to carry out the analysis.
Opting out of communications
You may opt out of receiving new letters and promotional communications from us at any time. Please contact us through the details provided in the ‘Contact Us’ section in order to opt out from our communications. In order to terminate all such communication and remove your record from our databases, we would need 8-10 business days. All our communications are beneficial for our customers, former, present and prospective and we would advise you against opting out. However, the final decision rests with the customer and a customer reserves a right to do so in case the customer feels that the communications are no longer of any use for them.
Distributing user information
FurnishLoans.com, its associated affiliate, parties or vendors never sell your personal information. Your personal information is only shared with our affiliates when it is necessary in order to provide you with the products and services that you have shown interest in or that would be useful to you. Such affiliates would only use your information in order to fulfil their obligations and not for any unethical purpose.
However, there are certain other cases in which we would have to share your information. All such situations are enlisted here forth:
- In case you have provided us with your consent to share your information with other third parties.
- When we are required to share this information by law. For example when we have been subpoenaed to do so.
- In order to facilitate investigation of factual or alleged fraud.
- When we feel that it is necessary to do so in order to protect your rights, to ensure your safety or to protect our rights and interests.
- In case there is a change of ownership and FurnishLoans.com, when we are being acquired, merged or being sold to another company. The same holds true when we are acquiring or taking over another company. All such information would be available on our website. In case you have opted to receive communication from us, all such information would be communicated to you through electronic means.
In case you wish that your personal information is not shared with a third party, please contact us through one of the methods available in the ‘Contact Us’ section.
Disclosure of information to our lenders
When you provide FurnishLoans.com with your personal information, you are giving your permission to be contacted by our lenders who can provide you with the products of services you have shown interest in. All the information provided by you would be provided to our network of lenders, who may in un turn use this information to perform background check, employment verification etc.
Cookies and intended use
A cookie is actually data stored on your computer by any website. A website can send information to your computer and receive a response using these cookies. The cookie is used for a number of purposes that include, analysis of website traffic, authentication of a user, maintaining user session and identifying user preferences. All visitors to our website have the right to reject all cookies from our website. In case you choose to do so, we may not be able to provide you with our full range of products and services. FurnishLoans.com cannot be held liable for the limited products and services being offered in case you have chosen to reject all cookies from our website.
Third Party Cookies and intended use
Links to external websites
User Data Security
The security of your provided information is of utmost importance for us. We take all steps possible in order to ensure that your data is safe in our repositories and is not poached by any unwanted parties. We use globally acclaimed and industry recognized methodologies in order to protect your data. No information security methodology is ever 100% secure and can never ensure 100% safety of your information. In case you wish to know more about the security methodologies we use in order to protect your data, please contact us through one of the methods mentions in the ‘Contact Us’ section on this website.
Providing correct information
It is the user’s responsibility to provide FurnishLoans.com with valid and up to date information. Such information would help us in serving you in a better way. FurnishLoans.com, our affiliates or associated lenders cannot be held responsible for any loss or inconvenience being caused as a result of a user providing incomplete or incorrect information. In case you wish to update the information already provided to us, please contact us through one of the methods mentions in the ‘Contact Us’ section on this website.
Updates to the site
FurnishLoans.com may at any time make changes to the site interface and ay products and services being offered through us. All such changes are intended to improve the customer experience and to provide you with better products and services. When you opt out of promotional communications, you would continue to receive information about our products and services. In case you do not wish to receive the same, please deactivate your account completely.
Storing your information
All information provided by you would be stored in our records. The information would continue to exist in our records until a user wishes to completely deactivate his or her account. In case you wish to deactivate your account or want your information removed from our records, please contact us through one of the methods mentions in the ‘Contact Us’ section on this website. After you make this communication, FurnishLoans.com may use your information in order to settle any legal claims, complaints or legal procedures.